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Stripe Terminal is Stripe's solution for accepting in-person payments using physical card readers. It extends Stripe's powerful online payment infrastructure to the physical world, letting businesses process chip, tap (NFC/contactless), and swipe payments at retail locations, pop-up shops, events, and anywhere face-to-face transactions happen. If you already use Stripe for online payments, Terminal unifies everything under one platform.
Terminal works with Stripe-certified card readers including the BBPOS WisePad 3 (portable, Bluetooth-connected), the Stripe Reader S700 (countertop with touchscreen), and the BBPOS WisePOS E (full-featured smart reader). You can build custom checkout experiences using Stripe's SDKs for iOS, Android, JavaScript, and server-driven integrations, or use pre-built solutions through Stripe's partners.
One of Terminal's biggest advantages is unified reporting. Online and in-person transactions appear in the same Stripe Dashboard, with consistent data on customers, payments, refunds, and disputes. This simplifies accounting and gives you a single source of truth for all revenue. Terminal also supports smart features like tipping, receipts (email or printed), and saving cards for future online purchases.
The developer experience is excellent, with comprehensive documentation, test mode with simulated readers, and SDKs that follow Stripe's famously clean API design patterns.
Pricing: Card readers start at $49 (WisePad 3). Processing fees are 2.7% + 5 cents per tap/dip/swipe transaction. No monthly software fees. Volume discounts available for large businesses.
Best for: E-commerce businesses adding in-person sales, pop-up shops, market vendors, retail stores already using Stripe, and any moonlite who needs to accept card payments in person while keeping everything unified with their online payments.
About
Stripe Terminal is Stripe's solution for accepting in-person payments using physical card readers. It extends Stripe's powerful online payment infrastructure to the physical world, letting businesses process chip, tap (NFC/contactless), and swipe payments at retail locations, pop-up shops, events, and anywhere face-to-face transactions happen. If you already use Stripe for online payments, Terminal unifies everything under one platform.
Terminal works with Stripe-certified card readers including the BBPOS WisePad 3 (portable, Bluetooth-connected), the Stripe Reader S700 (countertop with touchscreen), and the BBPOS WisePOS E (full-featured smart reader). You can build custom checkout experiences using Stripe's SDKs for iOS, Android, JavaScript, and server-driven integrations, or use pre-built solutions through Stripe's partners.
One of Terminal's biggest advantages is unified reporting. Online and in-person transactions appear in the same Stripe Dashboard, with consistent data on customers, payments, refunds, and disputes. This simplifies accounting and gives you a single source of truth for all revenue. Terminal also supports smart features like tipping, receipts (email or printed), and saving cards for future online purchases.
The developer experience is excellent, with comprehensive documentation, test mode with simulated readers, and SDKs that follow Stripe's famously clean API design patterns.
Pricing: Card readers start at $49 (WisePad 3). Processing fees are 2.7% + 5 cents per tap/dip/swipe transaction. No monthly software fees. Volume discounts available for large businesses.
Best for: E-commerce businesses adding in-person sales, pop-up shops, market vendors, retail stores already using Stripe, and any moonlite who needs to accept card payments in person while keeping everything unified with their online payments.