How Much Is Monetise? Iman Gadzhi Price, Refunds & Cancel (2026)

In September 2026, a buyer paid for Monetise on a 12-month payment plan, went through the material, and asked for a refund inside the 7-day window. Support agreed to cancel the remaining payments but, in writing, refused to return the first one. The buyer's full refund only came through after they disputed the charge with American Express. That account is on Monetise's Trustpilot page, and it's exactly why this guide exists.

Most pages about Iman Gadzhi's program tell you the price and stop there. This one covers what you actually pay, how the payment plan works, what the refund rules say, what buyers say really happened, and how to get your money back if you need to.

Quick Answer

How We Researched This

We didn't buy Monetise, and we won't pretend we did. Instead, on September 29, 2026 we went through the three documents that actually decide what you pay and what you get back:

• The official Monetise offer page for what's included and the stated values

• The Educate.io terms and conditions that legally govern the purchase, especially sections 5 to 11

• Every review on Monetise's Trustpilot page (11 at the time of writing), to see what happened when real buyers asked for refunds

Where a detail comes from a buyer rather than the company, we say so. Where we couldn't confirm something, we leave it out. We rechecked every source on October 7, 2026.

How Much Is Monetise by Iman Gadzhi?

Monetise costs $1,995. The offer page listed that price when we checked on September 11, 2026, and it matches what buyers report paying on Trustpilot. The current offer page no longer shows a price at all because enrollment is closed (more on that below).

The Monetise payment plan

The offer page doesn't publish financing terms, but one buyer's Trustpilot review gives the details: a 12-payment plan with a first payment of $166.25, run through the installment provider Splitit. Twelve payments of $166.25 comes to exactly $1,995, so the plan doesn't appear to add any extra cost. Just know that a payment plan makes refunds more complicated, which we cover in the refund section.

What $1,995 gets you

The sales page shows a "total value" of $19,458+, or $22,457+ once you add the Ghostwriter OS bonus. That's Monetise's own number, not a market price, so it's better to look at what's actually in the box:

Two of those values are doing a lot of work. The ListKit figure is based on the sales page's claim that ListKit's cheapest plan costs $597 a month, multiplied by twelve. The $7,800 "insurance" is priced off Educate.io's separate UpLevel program. In practice, it means that if you haven't made a sale within 60 days, the team reviews your product and gives you an action plan.

Buyers are split on the tools. One 2-star reviewer who went through the program called the AI stack well built but said the output "can be generic, long and needs a lot of editing." A 1-star reviewer went further and argued Ghostwriter OS is little more than chatgpt with a custom interface. You don't have to agree with either, but it's a useful reality check next to a $2,999 price tag.

Can You Buy Monetise Right Now?

Not at the moment. As of October 7, 2026, the Monetise offer page is marked closed, and every button says "Join Waitlist Group" instead of taking you to checkout.

That's because Monetise sells through live launch events. The offer page says it has run four of them so far, the most recent co-hosted with Russell Brunson. The next one is already announced: the AI Income Challenge, hosted by Iman Gadzhi and Mark Tilbury and running November 7 to 15, 2026. If Monetise opens again, that's the most likely window. Since the price can change between launches, treat $1,995 as the last confirmed price, not a guarantee.

What Monetise Really Costs After Year One

This is the part the sales page skips. Section 11 of the terms says access to software like Ghostwriter OS and Synthesise AI lasts twelve months from the date of purchase. Section 9 says mentorship, support, software, and community access are "typically provided for 12 months" and that ongoing access "may require additional payment."

Even a fairly positive reviewer said one year of access was "disappointing," given how long it takes a beginner to get going. So think of $1,995 as the price of year one:

On that last row: Monetise has you sell on Whop, and the offer page openly says Iman Gadzhi is a co-owner of Whop and gets a small percentage of every sale made there. That isn't hidden, and it isn't unusual, but it's worth knowing who benefits when you sell.

Monetise Refund Policy: What the Terms Say

Section 6 of the Educate.io terms gives Monetise a 7-day full refund guarantee, no questions asked. The details that matter:

• The 7 days start the moment you pay, not when you log in or finish onboarding.

• Requests go to support@educate.io, with the name and email you used to buy.

• Refunds go back to your original payment method. The offer page says "refunded within 48 hours." The terms say it usually shows up in 5 to 10 business days.

• Accepting a competition prize cancels your refund. Section 8 says accepting or keeping a prize waives your right to a refund on that product.

• The 10x guarantee is not a refund. Section 7 calls it "not a money-back guarantee or promise of specific earnings." It gives you extended support for up to three years, nothing more.

What buyers say actually happened

On paper, the policy is simple. The Trustpilot reviews show where it gets messy:

• Payment plan refunds: the buyer from the start of this article was told in writing that only their remaining payments would be cancelled, not their first $166.25. After they filed a card dispute and sent screenshots of the refund policy, both Splitit and Monetise confirmed a refund the next day.

• Crypto payments: another buyer who paid in crypto said their refund had to come back in Australian dollars to a bank account instead.

• The window is short: the same reviewer said 7 days isn't enough time to set everything up and see whether the system works for you.

These are individual accounts, not proof of a company-wide policy. But they tell you what to watch for: ask for the full amount, including any installment already paid, and keep everything in writing.

How to Get a Monetise Refund or Cancel (Step by Step)

Monetise is a single purchase, not a monthly subscription, so "cancelling" usually means one of three things.

1. You want your money back within 7 days

1. Find your receipt and note the exact time you paid. That's when your 7 days started.

2. Email support@educate.io from the address you bought with.

3. Ask clearly for a full refund, including any installment you've already paid.

4. Don't accept any prize from the Monetise Mania competition while you wait.

5. Screenshot the refund policy and save every reply.

6. Watch your card or bank for 5 to 10 business days.

Here's a short email you can copy:

Subject: Refund request – Monetise order

Hi, I purchased Monetise on [date and time] using [email address]. I'm requesting a full refund under the 7-day refund guarantee in section 6 of your terms, including any installment already charged. Please confirm the amount and the date I can expect it. Thanks, [your full name]

2. You're on the Splitit payment plan

Splitit can't refund you on its own. Its support article on customer refunds says refunds have to be authorized by the merchant, and it tells shoppers to contact the merchant directly. So your request still goes to support@educate.io. Once they approve it, Splitit adjusts the remaining payments or credits your card.

3. You want to stop a recurring charge

If anything from Educate.io bills you on a schedule, section 5 of the terms says subscriptions renew automatically unless you cancel at least 48 hours before the next billing date. If the charge is through a Whop membership, you can cancel it yourself: sign in, go to Profile, then Orders, pick the subscription, and click "Cancel membership." Whop's cancellation guide notes that cancelling stops renewals but doesn't refund what you've already paid.

If you're past day 7, the terms don't give you a refund right. You can still ask support for an exception or stop using the paid tools before they renew.

What Buyers Say About Monetise on Trustpilot

As of September 29, 2026, Monetise has a TrustScore of 2.1 from 11 reviews on Trustpilot. That's a small sample, so read it as a signal rather than a verdict. A few patterns stand out:

• The support and core information get some credit. The most detailed review called it "a good program with solid information and great support."

• The marketing gets most of the criticism. Several reviewers said it was sold as easier and faster than it is. One argued that the headline sales figures mostly come from people who were already successful entrepreneurs, not beginners.

• Getting customers is on you. One reviewer expected Monetise to get their products in front of buyers on Whop's Discover page, and said they were instead expected to find customers themselves or pay for ads.
  

  

Keep in mind that the sales page advertises "4.9/5 from 3,840+ reviews." That's Monetise's own figure, and it's very different from what shows up on an independent platform.

Is Monetise Worth $1,995?

It depends less on the program and more on you. Here's the honest split:

It could make sense if you:

• Already have a skill, niche, or small audience you could package into a digital product

• Are comfortable doing cold outreach, since that's how you find buyers

• Will use the AI tools and leads hard within the first 12 months

It's probably not for you if you:

• Are buying because of the earnings screenshots or the "no experience needed" message

• Need more than 7 days to decide whether it works

• Can't budget for tools once the first year ends

If you're still deciding, read our full Monetise review for the training itself, our breakdown of whether Iman Gadzhi is legit, and our list of companies Iman Gadzhi owns to see how Educate, Monetise, and Whop connect. If agency work interests you more than digital products, Agency Navigator is Iman's agency-building program, and our Agency Navigator review covers it in detail.

Frequently Asked Questions

How much does Monetise cost?

$1,995, either upfront or through a 12-payment plan of $166.25, according to buyer reports. Enrollment is currently closed, and the price could change at the next launch.

Does Monetise have a monthly fee?

No. It's a one-time purchase. But the AI tools only last 12 months, and keeping them after that may cost extra.

Can you get a refund from Monetise?

Yes, within 7 days of paying. Email support@educate.io and ask for the full amount, including any installment already charged. Accepting a competition prize cancels your refund right.

When does Monetise open again?

There's no official date. The next announced event is the AI Income Challenge with Iman Gadzhi and Mark Tilbury, running November 7 to 15, 2026, which is the most likely time for Monetise to reopen.

Is Monetise legit?

It's a real program with published terms, sold by IAG Services FZCO (Educate.io) in Dubai. Whether it's worth the money is a separate question: its 2.1 TrustScore shows a lot of buyers felt the marketing oversold it.

Bottom Line

Monetise costs $1,995, upfront or in 12 payments, and most of what you're paying for expires after a year. Your one real safety net is the 7-day refund, and buyer reviews suggest you should ask for every cent in writing. If you plan to buy at the November launch, read the terms first, put a reminder in your calendar for day 5, and make your decision before the window closes.