Passive income: NO

Real estate note investing through a marketplace platform has the potential to generate passive income, but it is not guaranteed for everyone. To reach a passive level, one needs to actively manage and diversify their note portfolio, automate payment processing, and continuously analyze and adjust investments. While some investors have achieved passive income by leveraging technology and outsourcing tasks, most individuals do not reach this fully passive stage. It typically requires time, effort, and a considerable initial investment to build a diversified portfolio and establish reliable income streams. Success stories often involve experienced investors who have honed their skills over time. Therefore, while passive income is achievable, it is more common for note investing to require ongoing active management and involvement. Myths about quick and effortless passive income from note investing should be approached with caution.