Passive income: NO

Earning passive income solely from the AI Credit Scoring Developer side hustle is unlikely for most people. Developing and maintaining AI algorithms require ongoing effort and expertise, making it challenging to achieve full automation. While some may use automation tools, constant monitoring and updates are typically necessary. Success stories of passive income from this hustle are rare, with most individuals needing to actively manage the business. Misleading expectations of easy automation can lead to disappointment. Realistically, this hustle may become passive for a few skilled individuals with advanced technical knowledge and resources for automation, but for the majority, ongoing active involvement is required.