Risk: High

Starting affiliate marketing automation and funnel services from scratch can be risky, especially for someone who can't afford to lose money. Beginners in this field could potentially lose money invested in tools, advertising, or training, as well as time and energy spent on building the business. There are startup costs involved such as software subscriptions, advertising budgets, and potentially outsourcing tasks. Some beginners have spent money on ads or tools without seeing a return on investment initially. Online discussions mention the importance of proper niche selection, marketing strategies, and continuous learning to avoid losses. I'd rate the risk a 1 out of 3 because there is a high chance of losing money, especially if not careful with investments and strategies.