Risk: High

Starting a meditation app from scratch can be risky, especially for someone who can't afford to lose money. Potential losses include not just money but also time, energy, and confidence if the venture doesn't succeed. Beginners may spend money on development, marketing, or other expenses and not see a return on their investment. There are startup costs involved in creating and promoting an app that might not pay off if the app doesn't attract enough users. Online discussions mention instances where people have failed or lost money in the competitive app market.