Risk: Moderate

Selling templates can be a moderately risky side hustle for beginners starting from scratch, especially if they can't afford to lose money. There is a possibility of losing money invested in creating or marketing the templates, as well as time and energy spent on the venture. Beginners might spend money on design tools, marketing efforts, or platform fees and not see immediate returns. While there is potential to make a profit, success is not guaranteed and startup costs may not pay off for everyone. Online discussions mention scenarios where individuals failed to recoup their investments in template sales.