Risk: High

Investing can be highly risky for beginners starting from scratch, especially if they can't afford to lose money. There is a real possibility of losing money if investments don't perform well, leading to financial losses. Beginners often face challenges like lack of experience, which may result in poor investment decisions. Startup costs can vary widely, and there is no guarantee of immediate profits. Many online sources discuss stories of people losing money due to investing mistakes or market fluctuations.