Risk: Moderate

Creating AI music can be a risky side hustle for beginners starting from scratch, especially if they can't afford to lose money. There is a potential to lose both time and money with this venture. Beginners might spend money on AI tools, software, and training without generating any income initially. There are startup costs involved in acquiring AI technology and resources that may not pay off immediately. Online discussions mention instances of individuals failing to see returns on their investment in AI music creation. I'd rate the risk a 2 out of 5 because beginners could face financial losses and time investments without guaranteed profits.