Risk: Moderate

Starting a side hustle with Capcut video templates can involve potential risks, especially for beginners with limited resources. Individuals starting from scratch could potentially lose money invested in purchasing templates, as well as time and energy spent on creating and promoting videos. While some beginners may find success, others may not generate enough income to cover their initial costs, resulting in financial losses. Startup costs for purchasing templates can vary, and there is a possibility that these expenses may not pay off if the videos created do not attract customers. Online discussions suggest that some individuals have experienced setbacks and financial losses when venturing into this business without sufficient knowledge or strategy. I'd rate the risk a 3 out of 5 because there is a moderate risk of losing money, particularly if beginners do not carefully consider their investment and marketing strategies.