Risk: Low

Selling phone wallpapers can be a low-risk side hustle for beginners starting from scratch. The main potential losses could be time and energy spent creating and marketing the wallpapers, as well as the opportunity cost of not pursuing other potentially more profitable ventures. While there are minimal startup costs, such as design tools and online platforms, these costs can be relatively low. Beginners might not generate immediate profits and may need to invest time in building a customer base. However, with dedication and creativity, beginners can see returns within 2 weeks if they effectively target the right audience and create appealing designs.