Risk: Moderate

Starting a calligraphy services side hustle from scratch can involve risks for beginners, especially those unable to afford losses. Potential losses include money for supplies, time spent practicing and marketing, energy invested in fulfilling orders, and confidence if the business doesn't succeed. Beginners may spend money on materials and tools without generating income initially. There are startup costs for quality supplies and marketing efforts that might not pay off immediately. Online discussions mention instances of beginners failing to make a profit or recoup their investments. I'd rate the risk a 3 out of 5 because there is a moderate risk of incurring losses, particularly in the early stages when building a client base and honing skills.