Risk: Moderate

Starting a side hustle making apps with AI from scratch can be risky for someone who can't afford to lose money. Potential losses could include financial investment in software tools, courses, or marketing, as well as time and energy spent learning and creating apps. Beginners may spend money on resources without generating profits, especially if they lack experience or a solid business plan. There are startup costs like AI software subscriptions or hiring developers that may not pay off without successful app launches. Online discussions mention instances of failure and financial loss in this competitive industry.