Risk: Moderate

Mode Earn App is a platform that allows users to earn money by listening to music, playing games, and completing other tasks. For someone starting from scratch, the risks associated with this side hustle can be broken down as follows: 1. Time and Energy: The primary investment is time and energy. Users need to spend significant time engaging with the app to earn a modest amount of money. This can be a substantial commitment, especially if the returns are minimal. 2. Confidence: If expectations are not met, users might feel discouraged or lose confidence in pursuing similar opportunities in the future. 3. Money: While the app itself is free, there might be indirect costs such as increased data usage or the need for a reliable internet connection. However, these costs are generally low. 4. Startup Costs: There are no significant startup costs, but the time investment might not pay off if the earnings are too low. 5. Online Feedback: Some users report dissatisfaction with the low earnings relative to the time spent. Complaints about technical issues or payment delays can also affect user experience. Overall, the risk is more about the potential waste of time and energy rather than financial loss. I’d rate the risk a 3 out of 5 because the primary loss is time and energy, with minimal financial risk. However, the low earnings might not justify the effort for many users, leading to potential disappointment.