Risk: Moderate

I’d rate the risk a 3 out of 5 because as a Shipt Shopper, someone could lose time, energy, and potentially confidence if they don't receive enough orders or if the pay doesn't cover their expenses. While there are minimal startup costs (like a smartphone and reliable transportation), the main risk is the opportunity cost of time spent shopping and delivering without guaranteed income. Many beginners may find that the earnings are inconsistent, and some have reported spending time and effort without seeing significant financial returns. However, the financial risk is relatively low compared to other side hustles, as there are no significant upfront investments.