Risk: Moderate

I’d rate the risk a 3 out of 5 because: 1. Money: There are initial costs such as certification, training, background checks, and supplies (e.g., printer, paper, ink). While these costs are not exorbitant, they can add up, and there's no guarantee of immediate income. 2. Time and Energy: Building a client base and gaining experience can take significant time and effort. Beginners may spend a lot of time marketing themselves and networking without immediate returns. 3. Confidence: If initial efforts do not yield results, it can be discouraging, potentially affecting confidence and motivation. 4. Common Experiences: Many beginners report spending money on courses and supplies but struggle to find clients initially, leading to frustration and potential financial strain. Overall, while there is potential for profit, the initial investment and effort required, combined with the uncertainty of client acquisition, make it moderately risky for someone who cannot afford to lose money.