Risk: Low

Cambly is generally considered a low-risk side hustle, especially for those starting from scratch. Here's why: 1. What could someone lose? - Money: Cambly does not require upfront investment or fees to start tutoring. Therefore, the financial risk is minimal. - Time and Energy: The primary investment is time and energy. If someone is unable to attract students or find enough hours, they might feel their time is wasted. - Confidence: If a tutor struggles to engage students or receive negative feedback, it might impact their confidence. 2. Beginners spending money and getting nothing back: - Generally, there are no significant reports of beginners spending money and getting nothing back, as Cambly does not require financial investment. 3. Startup costs that might not pay off: - There are no significant startup costs associated with Cambly. A reliable internet connection and a computer are necessary, but these are common household items. 4. Online reports of failing or losing money: - Most online discussions focus on the variability of income and the challenge of securing consistent hours rather than financial loss. Some tutors express frustration over low pay rates, but not financial loss. I’d rate the risk a 4 out of 5 because the primary risks involve time and energy rather than financial loss. While there is a chance of not earning as much as expected, the lack of upfront costs and financial investment makes it unlikely to lose money.