Risk: Moderate

1. What exactly could someone lose: Money, time, energy, and confidence. 2. Have you seen beginners spend money and get nothing back: Yes, beginners often invest in marketing, equipment, and ingredients without securing enough clients to cover these costs. 3. Are there startup costs that might not pay off: Yes, costs such as culinary tools, marketing, and possibly certifications or licenses may not pay off if clients are not secured. 4. What have you seen people online say about failing or losing money with this: Many report challenges in finding consistent clients, underestimating the time commitment, and struggling with pricing their services competitively. I’d rate the risk a 2 out of 5 because there is a significant chance of losing money and time if one does not carefully manage expenses and client acquisition. Many beginners struggle to establish a client base and may not recoup initial investments.