Risk: Moderate

I’d rate the risk a 2 out of 5 because someone starting from scratch could lose money, time, and energy. Beginners often spend money on supplies or marketing and may not see a return if they lack experience or a client base. Startup costs like equipment or advertising might not pay off if the business doesn't take off. Online discussions often highlight failures due to underestimating competition or overestimating demand, leading to financial losses.