Beginner friendly: Moderate

I’d rate it a 3 because house hacking requires some initial capital or credit to purchase a property, and there is a learning curve in understanding real estate markets, financing, and property management. However, with time and effort, many people can learn these skills and start earning a profit by renting out parts of their property. Online resources and communities can provide valuable guidance, but it still demands a commitment to learning and managing the property effectively.