Passive income: NO

Cash Karma is primarily a rewards app where users earn points by completing surveys, watching videos, or trying offers. It is not inherently designed to generate passive income. Most users need to actively engage with the app to earn points, which can be redeemed for gift cards or cash. To make it passive, one would need to automate the process of completing tasks, which is challenging due to the app's design to prevent bots and automation. Outsourcing is impractical as the earnings are typically low and not worth the cost of hiring someone. From community discussions on Reddit and YouTube, most users report that significant passive income is not achievable. The app is more suited for small, active earnings rather than passive income. Only a few outliers might find ways to automate tasks, but this is rare and often against the app's terms of service. Misleading expectations often arise from exaggerated claims about earning potential. Realistically, Cash Karma is not a viable source of passive income for most people.