Passive income: NO

It is unlikely that life insurance sales can become a source of passive income for most people. While some may achieve passive income through building a large client base and receiving renewal commissions, this typically requires significant initial effort and ongoing client management. Most people do not reach this level, as it often involves building a team or agency, which is not passive. Myths include the idea that simply selling a few policies will lead to ongoing income without further work. Realistically, it becomes passive for those who can scale their operations significantly, but not for individual agents.